Imagine savoring tapas by the sea in sunny Valencia, or taking evening strolls through Madrid’s historic streets under a brilliant blue sky. You're not alone — every year, more and more people trade the hustle and bustle of city life for Spain’s laid-back rhythm, Mediterranean climate, and vibrant culture.
Whether you’re dreaming of peaceful mornings in a seaside village or exploring centuries-old architecture, Spain offers an unmatched quality of life. And the good news? Moving there might be easier than you think!
One of the most popular pathways is the Non-Lucrative Visa (NLV) — a residence permit designed for non-EU citizens who want to live in Spain without working. Whether you're retired or taking a career break, the NLV could be your ticket to a new chapter under the Iberian sun.
Why Choose the Non-Lucrative Visa?
✅ Pathway to permanent residency and eventually EU citizenship
✅ Live in Spain full-time and enjoy an exceptional quality of life
✅ Family members can join you easily
✅ No requirement to invest, start a business, or find a job
✅ Freedom to travel throughout the Schengen Area
Whether you envision life in an Andalusian village, the lively streets of Barcelona, or the idyllic Balearic Islands, the NLV grants you the freedom to live your best Mediterranean life.
Who Can Apply for the Non-Lucrative Visa?
The NLV is ideal for individuals who can financially support themselves without working. If you’re retired, planning a sabbatical, or seeking a new adventure, this visa could be perfect for you.
Key Requirements for the Non-Lucrative Visa
1. Financial Means
You must demonstrate sufficient income or savings to support yourself (and any dependents) in Spain:
- Monthly Income Option:
- €2,400 per month for the main applicant
- €600 per month for each dependent
- Savings Option:
- €28,800 for yourself
- €7,200 for each additional family member
(Note: These amounts are based on Spain’s IPREM and may change annually.)
2. Clean Criminal Record
You’ll need official background checks from the countries where you’ve lived in the past 5 years.
3. Medical Certificate
A doctor must certify that you are free from diseases that could pose a public health risk, following the International Health Regulations (2005). The certificate typically needs to be apostilled y sworn translated into Spanish.
4. Private Health Insurance
You must have:
- A policy from a Spanish provider
- Full coverage without co-pays or deductibles
- Coverage starting the day you enter Spain and valid for the entire first year
- Coverage equivalent to Spain’s public health system
Statement of Non-Employment
If you’re of working age, you’ll need to submit a signed statement confirming that you will not work or carry out any professional activities while living in Spain.
If you're still employed in your home country, a letter from your employer confirming the termination of your work relationship is also required.
Understanding the Duration of Your Stay
- Year 1: Initial visa valid for 3 months to enter Spain. After registering and obtaining your TIE residence card, it will be extended to 1 full year.
- Years 2–5: Renew your residency permit in two-year increments.
- After Year 5: Eligible to apply for permanent residency.
Permanent residency grants access to public healthcare, education, and other social benefits. After 10 years in Spain (or just 2 years for citizens from many Latin American countries), you may apply for Spanish citizenship.
🔔 Important: You must spend at least 183 days per year in Spain to maintain your residency and eligibility for renewal, according to the latest amendments introduced in 2024.
Tax Planning Is Crucial!
After spending more than 183 days in Spain, you become a tax resident. This means:
- You must file a Spanish tax return annually (April–June).
- You are taxed on your worldwide income, including employment, rental income, pensions, and dividends.
Spanish Income Tax Rates (2025):
- 19%: Up to €12,450
- 24%: €12,450 – €20,200
- 30%: €20,200 – €35,200
- 37%: €35,200 – €60,000
- 45%: €60,000 – €300,000
- 47%: Over €300,000
🙌 Good News: Spain has double taxation agreements with many countries, including the U.S. and U.K., so you likely won't pay taxes twice on the same income.
👉 Tip: Consult with an experienced tax advisor to understand your obligations and maximize your financial benefits.
Tips for a Smooth Application Process
📅 Start early: Government documents (especially background checks and medical certificates) can take time.
🛂 Check your consulate’s specific requirements: They can vary slightly by location.
🧾 Translate all required documents: Use certified translators for Spanish translations.
⚖️ Seek professional help: Immigration lawyers and tax advisors can simplify the process and prevent costly mistakes.
Your Spanish Dream Is Within Reach
The Non-Lucrative Visa offers a simple and accessible pathway to a brand-new life in Spain. No need for employment contracts, startup investments, or complex business plans — just a love for life, financial stability, and a spirit for adventure.
Picture yourself savoring tapas by the beach, exploring ancient cities on excellent public transport, enjoying a lower cost of living, and embracing the slower, richer rhythms of Mediterranean life.
If you've been dreaming of a sunnier, simpler, and more fulfilling lifestyle, this is your sign.
Ready to Start Your Journey?
How MoveWise Can Assist You
Applying for a DNV can feel overwhelming, but MoveWise is here to simplify the process. Our mission is to make your application journey smooth and stress-free with a range of expert services:
- Tailored Support: We adapt our services to fit your unique situation, ensuring a hassle-free experience.
- Optimized Scheduling: We streamline your application timeline to ensure everything progresses on schedule.
- End-to-End Support: From preparing documents to final submission, we take care of every detail of your application.
- Tax Guidance: Our specialists provide clarity on the tax obligations and options associated with your DNV.
- Thorough Documentation: We ensure every document is correctly prepared and meets all official requirements.
- 100% money back guarantee: If your application is not approved, we offer a full money-back guarantee as a testament to our commitment.
The non-lucrative visa for Spain offers a fantastic opportunity to live abroad without the need for employment, granting you the freedom to explore and enjoy the country’s vibrant culture and relaxed lifestyle.
Ready to embark on your next adventure?
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While the requirements for obtaining a Non- Lucrative visa for Spain are straightforward, preparing the necessary documents and navigating the application process can be challenging. Mistakes or incomplete paperwork could put your application at risk. If you have any doubts or questions about the Non- Lucrative Visa process, BOOK TODAY a 100% Free Consultation. We’re here to help you every step of the way.
