By Camila Sánchez García · Immigration Lawyer at MoveWise · Last updated: 28 October 2026

💡 The short answer: Yes, British citizens can retire to Spain on the Non-Lucrative Visa (NLV), the residence permit for people who live on pensions or savings without working. In 2026 you must show €2,400 a month (€28,800 for the first year), plus €600 a month for each family member, health cover through an S1 or Spanish private insurance, and an apostilled ACRO certificate. You apply in person through BLS for the Spanish Consulate General in London, Edinburgh or Manchester.

Key facts for 2026

• Money: €2,400 a month or €28,800 for the first year, plus €600 a month (€7,200 a year) per family member: 400% and 100% of the IPREM (art. 62 Real Decreto 1155/2024).
• In sterling: Edinburgh's checklist publishes about £2,041 a month for the main applicant and about £510 for each family member. The euro figure is the legal one.
• Where: the Spanish Consulate General in London, Edinburgh or Manchester, according to your UK address, always through the BLS International visa centre.
• Health cover: a Spanish private policy with no co-payments and no waiting periods, or an S1 registered with Spanish Social Security.
• Criminal record: an ACRO police certificate for every applicant aged 18 or over, apostilled by the FCDO and sworn-translated into Spanish.
• Fees: £516 visa fee for British nationals (Edinburgh and Manchester fee lists), plus Form 790-052 (€10.94, Orden PJC/617/2025) and a BLS charge of about £15.
• Decision: up to three months from the day after you submit.
• Family: spouse or partner and minor children; parents are excluded (art. 61.3 RD 1155/2024).
• Renewal: every two years, only with more than 183 days in Spain in the calendar year (art. 64.2.f RD 1155/2024).

Since Brexit, British citizens are non-EU nationals in Spain. Unless you were living there before the end of 2020, a permanent move needs a residence visa, and for most British retirees that visa is the NLV.

This guide is for UK State Pensioners, early retirees on workplace or private pensions, and couples moving from anywhere in the UK. After reading it you will know which consulate covers you, how to present UK pensions and savings, how the S1 and the ACRO certificate work in a Spanish file, and how to time the move.

It was prepared by MoveWise's Spain Legal Managers from the files we prepare for the London, Edinburgh and Manchester consulates. Every figure comes from the regulation, a consular checklist or GOV.UK, with links; where something is our experience rather than a written rule, we say so. The pitfall it helps you avoid: following a generic "Spain retirement visa" checklist when your consulate applies its own details, from the medical certificate to the pages of your ACRO certificate.

In this guide:

• What changed recently
• Is the Non-Lucrative Visa the right route for you?
• The requirements in brief
• Which consulate: London, Edinburgh or Manchester
• Proving your means with UK pensions and savings
• Healthcare: the S1 form or private insurance
• The ACRO certificate and the FCDO apostille
• The medical certificate from a UK doctor
• Bringing your spouse, partner or children
• The 90/180 rule, the EES and timing your move
• How to apply from the UK, step by step
• Timeline and costs
• Your first months in Spain
• Renewal and the 183-day rule
• Tax: what to check before you go
• Most common reasons for refusal
• Frequently asked questions
• How MoveWise can help

What changed recently

Three changes matter for British applicants in 2026; the rest of the NLV is unchanged.

👉 A new regulation. Real Decreto 1155/2024 has applied since 20 May 2025. Parents can no longer be included, and renewal requires more than 183 days of real residence in Spain in the calendar year. Manchester's checklist already reflects the new family list, while London's (dated May 2023) and Edinburgh's visa page still mention dependent parents. The regulation prevails.

👉 Stricter bank evidence. Manchester asks for the balance on 31 December of the previous year and the average balance for that year, on top of 12 months of statements. We prepare both for every UK file.

👉 The EU Entry/Exit System (EES). Since 10 April 2026 it replaces passport stamping for short-stay visitors. Holders of long-stay visas and residence permits are outside it.

The IPREM is still €600 a month, and the fees set by Orden PJC/617/2025 have not been updated.

Is the Non-Lucrative Visa the right route for you?

Yes, if you can live on money you do not earn by working and plan to spend most of the year in Spain. There is no minimum age and no investment requirement.

✅ UK State Pensioners, alone or with a spouse or partner

✅ Early retirees on a workplace or personal pension, drawdown income or savings

✅ Non-British nationals living legally in the UK with a UK residence permit (visit visa holders are not eligible)

❌ Anyone who will keep working, even remotely for a UK employer or UK clients. Our comparison of the non-lucrative and digital nomad visas explains the alternative.

❌ People who want to split the year evenly between the UK and Spain. Renewal needs more than 183 days a year in Spain; the 90-day visitor allowance may suit you better.

❌ Britons already living in Spain before 2021, who may hold Withdrawal Agreement rights instead, as our guide to the Spanish residency card explains.

Comparing countries? The Portugal D7 visa and the Italy Elective Residence Visa are the closest equivalents. Our Spain Non-Lucrative Visa service covers the Spanish route from the UK.

👉 Check whether your pension and savings fit the Spain Non-Lucrative Visa with a MoveWise Client Manager — tell us where you live in the UK and what you live on, and we will tell you honestly whether the NLV fits.

The requirements in brief

The NLV rules are the same for every nationality; what changes for British applicants is how you prove them. Our complete Non-Lucrative Visa requirements checklist explains each one in depth. In short, every applicant needs:

• Passive means of 400% of the IPREM, plus 100% per family member
• Health cover equivalent to the Spanish public system, with no co-payments
• A criminal record certificate from every country of residence in the last five years
• A medical certificate issued within three months
• A passport valid for at least one year, with two blank pages, issued within the last ten years
• Proof of legal residence in the consular district
• The national visa form, Form EX-01 and Form 790-052, signed, with fees paid

Which consulate: London, Edinburgh or Manchester

Your UK address decides your consulate, not where you will live in Spain. Each of the three Consulates General accepts applications only through its BLS centre. These are the districts published by the Spanish Embassy in London:

• London: Greater London, South East and South West England, the East of England, plus Guernsey and Jersey
• Edinburgh: Scotland and its islands, Northern Ireland, and in England Cleveland, Cumbria, Durham, Northumberland, Tyne and Wear and the Tees Valley
• Manchester: Wales, the Isle of Man, and in England the North West except Cumbria, Yorkshire and the Humber, and the East and West Midlands (see the Manchester district page)

You prove your district with utility bills or bank statements at your UK address. A second home elsewhere does not change it.

What each consulate adds

The three checklists share a core, but each prints details the others do not. We prepare every file to the strictest of the three.

• London (checklist): only medical certificates issued in the UK or Spain; the consulate keeps your passport throughout, and returns it only through BLS.
• Edinburgh (checklist): sterling thresholds; proof that you stopped working; an explanation of large deposits; the application may not be taken if more than two documents are missing; you must be in the UK when the visa is issued.
• Manchester (BLS checklist): the 31 December and average balances; the Spanish province where you will live; every page of the ACRO certificate, with a typed, translated letter for any "No Live Trace" entry.

⚠️ Common mistake: Moving to Spain on the 90-day allowance and planning to apply from there. The NLV is a consular application filed from the UK, in the district where you legally live.

Proving your means with UK pensions and savings

You must show €28,800 for the first year as a single applicant, or €36,000 as a couple, from sources that do not depend on work. Most British retirees combine several, which is fine as long as each is documented.

✅ UK State Pension, with your latest award or uprating letter from the Pension Service

✅ Workplace and personal pensions in payment, with the provider's letter or annual statement

✅ Money already taken from a pension, such as a lump sum or drawdown, once it sits in a personal account as savings

✅ Savings and investments in your name that you can access, and rental income from a UK property you keep, with the tenancy agreement

❌ Salary, self-employed income or company profits, and pension pots you cannot draw yet

Sterling and margins

The threshold is set in euros. A weaker pound between your bank letter and the decision can push a borderline file under the line, so we advise showing at least 20% above the minimum: about €3,600 a month for a couple.

Bank statements

• 12 months of statements per account, stamped or signed by the bank; screenshots are not accepted
• Your name and address on every document: Manchester disregards bank, pension and investment documents without them
• The 31 December balance and the average balance for last year, in a bank letter

💡 Pro tip: Request the 31 December and average balance letter as soon as you decide to apply. Many UK banks, and most app-based banks, have no template for it, and it then needs a sworn translation.

💡 Pro tip: In our files, every large recent deposit, such as a house sale or a pension lump sum, gets a signed explanation with the completion statement or the provider's letter. Money with no history invites questions.

💡 Pro tip: A married couple with joint accounts can present one economic summary covering both applications, so the same money is not presented twice.

Proving that you have stopped working

Edinburgh asks for proof of your situation: a P45 if your job ended recently, an HMRC cessation notice or accountant's letter if you were self-employed, or a pension certificate with your updated HMRC employment history. In our files we also include a notarised commitment not to work in Spain, even where the London checklist does not ask for it.

👉 Want a MoveWise Client Manager to check your pensions and bank statements before you book BLS? We compare your sources with your consulate's current standard and tell you what is missing.

Healthcare: the S1 form or private insurance

You need health cover equivalent to the Spanish public system from day one: an S1 if you already receive the UK State Pension, or a Spanish private policy if you do not.

The S1 route

According to GOV.UK's guidance on healthcare in Spain, the UK may fund your Spanish state healthcare through an S1 if you live in Spain and receive a UK State Pension.

• Getting it: request it by phone from NHS Overseas Healthcare Services on +44 (0)191 218 1999
• For the visa: London, Edinburgh and Manchester accept the receipt showing that your S1 has been registered online with Spanish Social Security
• After arrival: register it at your local Instituto Nacional de la Seguridad Social (INSS) office, receive a Spanish social security number and register at your health centre
• Dependants: GOV.UK notes that Spanish law defines dependants differently, and a dependant's cover ends when they claim their own UK State Pension

⚠️ Common mistake: Assuming the S1 automatically covers a younger spouse. Check your partner's position first; if they are not covered, take out a private policy for them.

The private insurance route

Below State Pension age you cannot get an S1 on your pension, so you need a policy from an insurer authorised in Spain, with no co-payments (sin copagos), no waiting periods (sin carencias) and no excess, for at least the first 12 months. Travel insurance and a GHIC are not accepted.

After one year of residence with padrón registration, the convenio especial lets you join the public system for €60 a month under 65 or €157 from 65, according to the Ministerio de Sanidad. You cannot join while the UK pays for your healthcare. The Ministry's page says time lived in the UK can count towards the year; ask your regional health service how it applies this before cancelling private cover.

💡 Pro tip: Buy from a Spanish insurer and ask for a certificate in Spanish stating "sin copagos" and "sin carencias". Our guide to healthcare in Spain for expats explains how the public and private systems fit together.

The ACRO certificate and the FCDO apostille

Every applicant aged 18 or over needs a UK criminal record certificate, and it sets the pace of the whole file. All three consulates ask for the ACRO police certificate, apostilled and sworn-translated.

• Issuer: ACRO Criminal Records Office. Edinburgh does not accept Disclosure Scotland certificates
• Other countries: add a certificate from any other country where you lived in the last five years
• Validity: issued no more than 6 months before you apply, unless the certificate states a longer validity. London has applied three months in practice, so for London we aim for a certificate as fresh as possible
• Apostille: on the original certificate, not on a notary's copy
• Translation: by a sworn translator registered with Spain's Ministry of Foreign Affairs, after the apostille

The FCDO Legalisation Office charges £45 per document for the standard paper service, which usually takes up to 25 working days plus postage. The faster e-Apostille is not available for ACRO certificates, nor for birth, marriage and other General Register Office certificates.

💡 Pro tip: Work backwards from your appointment. The certificate must still be valid when you submit, after up to five weeks at the FCDO and a few days with the translator. We order the ACRO certificate first and fit everything else around it.

💡 Pro tip: Ask the sworn translator for one digitally signed PDF with the certificate, the apostille and the translation, plus the paper copy. Edinburgh notes that the apostille stamp itself does not need translating; follow your own consulate's rule. Our guide to apostilles for Spain covers documents from other countries.

The medical certificate from a UK doctor

Every applicant needs a certificate stating that they do not suffer from any disease with serious public health implications under the International Health Regulations 2005.

✅ Issued by a registered medical practitioner in the UK or Spain; London and Manchester accept no other countries

✅ Issued within 3 months of the application, signed and stamped, ideally with the doctor's GMC number

✅ Using the exact wording published by the consulate: London and Manchester print an English version

✅ Apostilled and sworn-translated. GOV.UK confirms that documents signed by a registered doctor can be apostilled without a solicitor's certification first

💡 Pro tip: Ask early whether your GP surgery issues private letters; if not, a private GP can. Give the doctor the consulate's exact sentence: a certificate in the doctor's own words is a common reason for rejection at the counter.

Bringing your spouse, partner or children

Your spouse, registered or stable partner and minor children apply with you, at the same BLS centre on the same day. Parents cannot be included since May 2025 (art. 61.3 RD 1155/2024); a parent with their own pension can apply for their own NLV.

Adult children qualify only if they have a disability needing support or cannot provide for themselves because of their health.

Total means for the first year:

• Single applicant: €28,800 (€2,400 a month)
• Couple: €36,000 (€3,000 a month)
• Couple with one child: €43,200 (€3,600 a month)
• Couple with two children: €50,400 (€4,200 a month)

UK marriage, civil partnership and birth certificates need the paper apostille and a sworn translation. Forms for minors are signed by both parents, and a child travelling without both parents needs a notarised authorisation from the other parent or the custody order.

💡 Pro tip: Names must match the passport exactly across every document, middle names included. A different spelling on a marriage certificate is a classic cause of follow-up requests and, later, a blocked TIE appointment.

The 90/180 rule, the EES and timing your move

As a British visitor you can spend up to 90 days in any 180 in the Schengen area without a visa. That allowance is for visits, not a way into the NLV, and it is now tracked digitally.

• The rule: short stays of up to 90 days within any 180-day period, as the EU's EES leaflet explains. Days in any Schengen country count
• The EES: your entries and exits as a visitor are recorded with your passport data, facial image and fingerprints
• Once you hold the visa: long-stay visa and residence permit holders are outside the EES, and GOV.UK's Living in Spain guide confirms that British residents with a TIE do not register
• A scouting trip before you apply is a sensible way to choose a town, as long as you return to the UK to apply

💡 Pro tip: From the day you enter on your visa, keep every boarding pass and booking. As a resident you leave no EES record, and you will need to prove more than 183 days at renewal.

⚠️ Common mistake: Using up your 90 days on a long Spanish winter just before the appointment. The consulate keeps your passport while it decides, and you may need visitor days for a trip after the visa is issued.

How to apply from the UK, step by step

1. Confirm your consulate and download its current checklist.
2. Choose your Spanish province. Manchester requires it, and it decides your Foreigners' Office for the TIE and renewals.
3. Order ACRO certificates for every adult, and any other country's certificate.
4. Request financial documents: pension letters, 12 months of statements, the 31 December and average balance letter.
5. Arrange health cover: register the S1, or buy a Spanish policy.
6. Book the BLS appointment for a date you can realistically meet.
7. In the last four to six weeks, get the medical certificates, apostilles and sworn translations.
8. Complete and sign the forms: national visa form, EX-01 and 790-052, plus a short cover letter on your income and plans.
9. Attend BLS in person, every applicant. You pay the fees and leave your passport.
10. Answer quickly any request for documents or an interview.
11. Receive your passport with the visa through BLS, within one month of the decision.
12. Enter Spain within the dates on your visa, and apply for your TIE within one month.

Our step-by-step NLV timeline gives a week-by-week calendar.

Timeline and costs

Plan for three to five months from ordering your ACRO certificate to landing in Spain, towards the upper end if you rely on the FCDO's standard service. Typical ranges, not guarantees:

➡️ FCDO apostille: up to 25 working days, plus postage

➡️ Bank letters and pension statements: typically two to four weeks

➡️ Sworn translations: typically two to five working days

➡️ Consular decision: up to three months by law. Manchester's BLS centre quotes 30 working days to 60 days, and our files usually take one to two months

Fees paid at BLS (non-refundable):

• Visa fee for British nationals: £516, on the Edinburgh checklist and the Manchester consulate's 2026 fee list
• Residence fee (790-052, epígrafe 2.1.1): €10.94 under Orden PJC/617/2025, collected in pounds (£9.05 at Edinburgh)
• BLS service charge: £14.55 at Edinburgh and £14.85 at Manchester; courier and SMS extra

Other costs: £45 per FCDO apostille, the ACRO fee, a private medical certificate if needed, sworn translations, notary fees, insurance for anyone without an S1, and in Spain the TIE (790-012, €16.08). Our cost of living in Spain breakdown includes a retired couple on the NLV.

Your first months in Spain

👉 Padrón: register at your town hall with your lease or deeds; see our padrón registration guide.

👉 TIE: apply within one month of entering Spain, with Form EX-17, your passport and visa, a photo and the 790-012 fee.

👉 S1: complete your INSS registration and sign up at your health centre.

👉 Driving: GOV.UK says you can drive on a UK licence for six months after becoming resident; exchange it before then.

👉 State Pension: it keeps rising every year in Spain, because the UK pays the annual increase in the EEA. Tell the International Pension Centre your new address.

💡 Pro tip: TIE appointments are scarce on the coast in high season. Arrive with 45 to 60 days of margin on your visa. Our guide to coastal towns for retirees can help you choose.

Renewal and the 183-day rule

The first permit lasts one year; you then renew for two years at a time, proving more than 183 days in Spain in the calendar year (art. 64.2.f RD 1155/2024).

For British retirees this is the rule that changes plans: summers in the UK, Christmas with family and European trips all count as time away. If your first permit starts mid-year, ask how your Foreigners' Office counts the days before booking long trips.

You also show means for the two-year period (€57,600 for the main applicant), continuous health cover and a clean record, applying in the two months before expiry or up to three months after. MoveWise contacts its clients about 120 days before expiry so the evidence is ready. After five years you can apply for long-term residence in Spain.

Tax: what to check before you go

More than 183 days a year in Spain generally makes you a Spanish tax resident, taxed on worldwide income; our guide to tax residency in Spain explains how residence is decided.

The UK and Spain have a double taxation agreement, and residents with assets abroad may have to file information returns such as Modelo 720 when a block of foreign assets exceeds €50,000. How your pensions, rental income and savings are treated depends on your circumstances. MoveWise is not a tax adviser: before you move, speak to a qualified tax adviser who knows both systems.

Most common reasons for refusal (and how to avoid them)

1. Applying at the wrong consulate, or from Spain. Fix: apply from the UK, at the consulate for your address.
2. An expired ACRO certificate, or one apostilled on a copy. Fix: order it first and apostille the original.
3. A medical certificate in the doctor's own words. Fix: the consulate's exact wording, from a UK or Spanish doctor.
4. Means on the threshold in sterling. Fix: at least 20% above €28,800.
5. Bank statements without the 31 December or average balance. Fix: request a bank letter early.
6. An S1 that was not registered, or insurance with co-payments. Fix: the INSS registration receipt, or a policy with no copago and no carencia.
7. A parent included as a family member. Fix: parents apply on their own NLV.
8. A motive letter that makes family in Spain the basis of the move. Fix: state your own reasons; a consulate can read it as family reunification, a different procedure.
9. Continuing to work for UK clients. Fix: stop working and document it, or consider the Digital Nomad Visa.

If you are refused, our guide to appealing a Spanish visa refusal explains the options.

Frequently asked questions

Can I retire to Spain from the UK after Brexit?

Yes. British citizens can still retire to Spain, but as non-EU nationals they need a residence visa for stays beyond 90 days in any 180. The usual route is the Non-Lucrative Visa: €28,800 of means for the first year, health cover, an apostilled ACRO certificate and an application at the London, Edinburgh or Manchester consulate.

Can I live in Spain as a UK pensioner?

Yes. A UK pensioner can live in Spain on the Non-Lucrative Visa if pensions and savings reach €2,400 a month, or €28,800 for the first year. The State Pension counts towards that amount, and if you receive it you can usually use an S1 form instead of private health insurance. You must not work in Spain.

How much money do I need to retire to Spain from the UK?

€28,800 for the first year as a single applicant and €36,000 as a couple, in 2026. Edinburgh publishes about £2,041 a month for one person, but the euro amount is the legal one. We recommend showing at least 20% above the minimum, because exchange-rate moves can push a borderline file below the threshold.

Can I use my UK State Pension for the Spanish non-lucrative visa?

Yes. The UK State Pension is passive income and counts towards the €2,400 a month threshold, alone or combined with other pensions, rent or savings. Present your latest award or uprating letter from the Pension Service and the bank statements showing the payments. It also gives you access to the S1 form for healthcare.

Will my UK State Pension go up if I live in Spain?

Yes. GOV.UK states that the State Pension is increased every year for pensioners living in the European Economic Area, which includes Spain. Pensioners in some other countries, such as Canada and New Zealand, do not get the annual increase. Tell the International Pension Centre your new address when you move.

Can I use an S1 instead of private health insurance for the visa?

Yes. The London, Edinburgh and Manchester consulates accept the receipt showing that your S1 has been registered online with Spanish Social Security. You can only get an S1 on your pension once you receive the UK State Pension, so early retirees need a Spanish private policy with no co-payments and no waiting periods.

Which Spanish consulate do I apply to in the UK?

3 consulates share the UK, and your UK address decides. London covers Greater London, the South East, the South West and the East of England; Edinburgh covers Scotland, Northern Ireland and the far north of England; Manchester covers Wales, the Isle of Man, the North West, Yorkshire and the Midlands. All work through BLS.

Can I apply for the non-lucrative visa while I am in Spain?

No. The Non-Lucrative Visa is a consular application. You apply in person from the UK, at the consulate covering the district where you legally live, and Edinburgh asks you to be in the UK when the visa is issued. Days spent in Spain as a visitor count towards your 90-day allowance.

Do I have to sell my UK home to retire to Spain?

No. You can keep your UK home, and its rent can count towards your means if documented with the tenancy agreement and the payments into your account. You do not need to own a home in Spain either: a lease or a clear accommodation plan for your province is enough for most consulates.

What are the downsides of retiring to Spain from the UK?

5 stand out in our files: you cannot work at all; you must spend more than 183 days a year in Spain to renew; you will generally become a Spanish tax resident; early retirees pay for private insurance until a public route applies; and the paperwork, from the ACRO certificate to the TIE, takes months.

How MoveWise can help

A UK file looks simple until the consulate's own details appear: the ACRO pages, the bank letter, the S1 receipt, the exact medical wording. Your Spain Legal Manager handles them.

• Eligibility assessment first (Module 1). We review your pensions, savings, family and UK district, and tell you honestly whether the NLV fits or another route suits you better.
• Full preparation and submission (Module 2). A document list for your consulate, the ACRO certificate, apostilles and sworn translations sequenced so nothing expires, the financial file with the 31 December and average balance letters, the forms, the cover letter and follow-up until the decision.
• Your first months in Spain. Help with the S1 registration or insurance, the padrón, the TIE and, later, your renewal.
• Tax questions. MoveWise does not give tax advice, but we can put you in touch with independent, qualified tax advisers we work with.

Our guarantee: a full refund of our fee if your application is refused, under the conditions of our service agreement. Our clients have left more than 500 client reviews on Trustpilot.

👉 Book a free consultation with a MoveWise Client Manager — we will look at your pensions, savings and UK address, and tell you which consulate covers you and what your file needs.

Sources and legal references

• Consulado General de España en Londres — Non-lucrative visa checklist
• Consulado General de España en Edimburgo — Non-lucrative visa checklist
• Consulado General de España en Edimburgo — Non-working residence visa
• Consulado General de España en Mánchester — Demarcación consular
• Consulado General de España en Mánchester — Listado de precios 2026
• BLS International Manchester — Non-lucrative visa checklist
• Embajada de España en Londres — Consulates General and districts
• Ministerio de Inclusión, Seguridad Social y Migraciones — Hoja 6: Autorización inicial de residencia temporal no lucrativa
• BOE — Orden PJC/617/2025 (fees for Forms 790-052 and 790-012)
• Ministerio de Sanidad — Convenio especial de prestación de asistencia sanitaria
• GOV.UK — Healthcare in Spain, including the Balearic and Canary Islands
• GOV.UK — Living in Spain
• GOV.UK — Get your document legalised
• GOV.UK — State Pension if you retire abroad: rates
• European Commission — Entry/Exit System
• European Union — EES information leaflet
• Real Decreto 1155/2024, de 19 de noviembre (Reglamento de Extranjería), arts. 60–64 — Boletín Oficial del Estado, BOE-A-2024-24099

This guide is general information, not legal advice. Immigration rules and consular practice change frequently; the information was verified on 11November 2026. For advice on your situation, speak to a qualified professional.

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While the requirements for obtaining a Non-Lucrative Visa for Spain are straightforward, preparing the documentation and navigating the process can be challenging. Mistakes or incomplete paperwork could put your application at risk. If you have any doubts or questions about the Non-Lucrative Visa process, BOOK TODAY a 100% Free Consultation. We're here to help you every step of the way.