Thinking about retiring to Spain or taking a break from work abroad? The Non-Lucrative Visa (NLV) might be your perfect path to long-term
living in Spain, without needing to work.
This guide walks you through the 10 most important things to know before applying, helping you plan your move with clarity and confidence.
Whether you're still in the research phase or nearly ready to apply, this overview will put you on the right path.
1. Where Do You Apply?
You must apply for the NLV at the Spanish consulate in the country where you legally reside.
Be prepared to show proof of residence within the consular district. Typically accepted documents include:
- A residency permit, government-issued ID, or Green Card
- In some cases, a lease agreement, utility bill, or driver’s license may also be requested
It’s a good idea to check your specific consulate’s website for detailed requirements.
2. Financial Requirements: What’s Realistic?
To qualify, you’ll need to prove that you can support yourself (and your family, if applicable) without working in Spain.
As of 2025, the minimum financial thresholds are:
- €2,400/month for the main applicant
- €600/month for each dependent
OR
- Savings of €28,800 (main applicant) and €7,200 (per dependent)
These figures are based on Spain’s IPREM and may change annually. Be sure to provide solid documentation, such as bank statements, pension proof, or investment summaries.
3. Can You Work Remotely?
The NLV is a non-working visa, this includes remote work andfreelancing, even for foreign companies.
If you’re planning to work online while in Spain, consider the Digital Nomad Visa, which is designed for remote professionals.
4. Health Insurance Is a Must
All NLV applicants must have private health insurance from a Spanish provider. The policy must:
- Offer full coverage (no co-pays or deductibles)
- Provide coverage equal to the public system
- Be valid from your date of arrival
- Cover the entire visa duration
5. How Long Does the Application Take?
The process usually takes 1-3 months, depending on the consulate.
As of 2025, consulates are expected to process applications within a maximum of 3 months, but applying early is always recommended to allow time for document gathering and follow-ups.
6. The Consulate Interview: What to Expect
Most applicants will have an in-person interview. You'll likely be asked about:
- Your financial situation
- Your plans for life in Spain
- Your accommodation
- Payment of the consulate’s visa fee
Be honest, stay calm, and bring all your documentation neatly organized in a physical folder.
7. Renewing Your NLV
The initial NLV is valid for 1 year, and you can renew it for two additional years.
To renew, you must:
- Start the renewal process within the last 60 days of your visa’s expiration
- Prove continued financial solvency or adequate savings
- Show that you lived in Spain for at least 183 days in the prior year
- Maintain valid health insurance
- Provide proof of school enrollment for dependent children
8. Long-Term Residency and Citizenship
The NLV can lead to permanent residency after 5 years of continuous legal residence.
After 10 years, you may be eligible to apply for Spanish citizenship, depending on your country of origin and personal circumstances. This opens thedoor to broader rights including voting, public healthcare, and employment.
9. What Happens If You Work While on the NLV?
Working while holding a Non-Lucrative Visa could be considered a violation of its terms. Consequences can include:
- Visa cancellation
- Denial of future renewals
- Potential expulsion or bans from Spain
If your situation changes and you need to work, speak with an immigration professional about switching to an appropriate visa.
10. Bringing Your Family: Rules for Dependents
One of the advantages of the Non-Lucrative Visa is the ability to move to Spain with your close family members. Here's what you need to know:
- Spouses and dependent children under 18 can be included in your initial application.
- Unmarried partners (domestic partnerships) may also qualify, provided you can demonstrate at least one year of continuous cohabitation through official documentation.
- Adult children over 18 may be included if they are financially dependent or require special care due to health or disability. In such cases, official proof of dependency or medical condition will be necessary.
To include dependents, you must show additional financial resources for each family member (see Section 2 for details on income thresholds).
Bringing your family with you can make your transition to Spain smoother and entirely possible with the right planning and documentation.
?Mini-FAQ
Q: Can I work remotely while on the NLV?
A: No. The NLV strictly prohibits all forms of employment, including remote and freelance work.
Q: How long does the process take?
A: Usually 1-3 months. Consulates are required to process applications within 3 months maximum.
Q: Can I bring pets to Spain with the NLV?
A: Yes, but you'll need to comply with Spain’s pet import laws, including vaccinations, vet certificates, and microchipping.
Applying for Spain’s Non-Lucrative Visa doesn’t have to be overwhelming. With the right preparation, specially around finances, health coverage, and documentation, the process is completely manageable.
Take it one step at a time, and don’t hesitate to get expert help. Your dream of living in Spain is closer than you think.
✨ Final Thoughts
Applying for Spain’s Non-Lucrative Visa doesn’t have to be overwhelming. With the right preparation, specially around finances, health coverage, and documentation, the process is completely manageable.
Take it one step at a time, and don’t hesitate to get expert help. Your dream of living in Spain is closer than you think.
✨ Ready to take the next step?
✨ Dreaming of Spain? Let’s make it happen: the right way! A successful visa application starts with the right strategy.
How MoveWise Can Assist You
Applying for a NLV can feel overwhelming, but MoveWise is here to simplify the process. Our mission is to make your application journey smooth and stress-free with a range of expert services:
- Tailored Support: We adapt our services to fit your unique situation, ensuring a hassle-free experience.
- Optimized Scheduling: We streamline your application timeline to ensure everything progresses on schedule.
- End-to-End Support: From preparing documents to final submission, we take care of every detail of your application.
- Tax Guidance: Our specialists provide clarity on the tax obligations and options associated with your DNV.
- Thorough Documentation: We ensure every document is correctly prepared and meets all official requirements.
- 100% money back guarantee: If your application is not approved, we offer a full money-back guarantee as a testament to our commitment.
The non-lucrative visa for Spain offers a fantastic opportunity to live abroad without the need for employment, granting you the freedom to explore and enjoy the country’s vibrant culture and relaxed lifestyle.
Ready to embark on your next adventure?
Contact Us
While the requirements for obtaining a Non- Lucrative visa for Spain are straightforward, preparing the necessary documents and navigating the application process can be challenging. Mistakes or incomplete paperwork could put your application at risk. If you have any doubts or questions about the Non- Lucrative Visa process, BOOK TODAY a 100% Free Consultation. We’re here to help you every step of the way.
